Will a Personal Safe Lower Homeowner’s Insurance?

 

A person’s home is their castle. It’s the place they should feel safe and comfortable. When a person buys a standard home insurance coverage policy they are protecting themselves for those “just in case” moments when bad things could occur. Homeowner’s insurance typically pays for damage or destruction to a person’s house and their personal property.

 

Does owning and using a safe to store your valuables get you a discount on your homeowner’s insurance? Sometimes it does. It’s a smart idea to mention that you keep your expensive items locked up in a safe and see what your particular insurance company thinks about that– they may offer you a discount on your premium because the likelihood of anything bad happening to items in a safe is low.

 

sure. Because they’re locked away in a safe, these items are essentially safe from damage or destruction. Safes offer both security and fire protection– two things insurance companies appreciate.

fire and burglary safe

Some insurance companies keep a list of certain safe brands that will specifically help you get discounts. Things like “fire ratings” or the size and strength of the bolts/locks can come into play with the idea that the stronger the safe, the better chance that whatever’s in it will not be easily stolen or destroyed…hence, the insurance company can “rest easy” knowing they won’t have to pay for replacing certain valuable, expensive items since the safe is so…safe.

 

In the past, people used to think of storing their important items in a bank’s “safe deposit box.” Today, with personal safes being affordable, it makes more sense to own your own safe for use in your own home so you have unrestricted access to it at any time. Furthermore, there’s a peace-of-mind that comes from knowing where your specific valuables are being kept and that you can use your combination to open your safe to check on the items at any time.

 

When looking to buy your own safe, always buy one that’s physically bigger than you think you need at the time. Bigger is better when buying a safe as you’ll tend to fill the space up over time. Factors to consider include the thickness of the safe’s metal (or other materials), its type of locking mechanism, and its fire rating.

 

If you notice the term “TL-15,” which include some of the safes for sale on Value Safe’s website, that means the safe door can successfully resist entry for a net assault time of 15 minutes when attacked with common hand tools, picking tools, mechanical or portable electric tools, grinders, drills or pressure devices. A TL-30’s safe door can pass the same test for 30 minutes. Do note, however, that this does not include attacks on the sides or top. If you want a safe that is extremely strong on all 6 sides, choose a TRTL-30X6, which can withstand a 30 minute torch/tool attack on all 6 sides of the safe.

 

As for fire ratings, consider purchasing a safe that offers at least a minimum of 1 hour fire protection. Keep in mind that no safe is totally fireproof…most safes, however, are quite fire resistant and able to withstand 30 to 150 minutes of fire.

 

Safes keep your valuables safe. Remember to ask your insurance company if they offer any discounts for owning and using safes to store your most valuable assets.
 

 

Reasons to Add a Drawer Safe to Your Office

You could fit it under your desk (if you’re in a cubicle like setting) and you could put cash, jewelry, expensive headphones, tablet devices and other valuables that you’re afraid someone might snag after hours.

 

One thing about working in an office is this: you never know who is going to end up being around your desk! You spend countless hours at your office and you’re bound to have some things there which you don’t want nosy neighbors or the cleaning staff having access to, right? Since you can’t be guarding your office space at all times, it’s nice to know things like drawer safes exist where you can store your valuables.

 

Here’s a scenario: you have your personal iPad at work. It cost you several hundred dollars and you don’t let just anybody use it. It’s the one you brought from home, with pictures of your family on it. You want to have it at work for use during your break time, but you don’t want to leave it on your desk, in your purse/bag, or anywhere where someone could randomly pick it up and start looking through your personal pictures and stuff. Where are you going to put it? A drawer safe is the perfect place for it.

 

Value Safes sells the Protex Drawer Safe DRW-23. It’s the kind of safe every person who works in an office setting should have– a secure way to store valuables so others don’t take them.

 

A drawer safe adds a feeling of privacy and security to your office. It’s a small-yet-sturdy place to lock away cash, keys, credit cards, important paperwork, jewelry, medications and even weapons. Having all your very important “stuff” in a drawer safe is a good idea because then you know where everything is– it’s all in one spot rather than scattered about the office.

 

The other nice thing about a drawer safe is that it can be placed in a way that not everyone sees it. Sure, a cleaning person might know it’s there, but the average person doesn’t have to even know it exists if it’s hidden from view. Keeping things in a drawer safe gives you some needed privacy at work.

 

Drawer safes today use electronic locks and spring loaded doors; Value Safes’ Protex Drawer Safe DRW-23 involves entering a code to gain access to what’s inside the safe. Then the spring opens the door automatically. It’s easy-to-use.

 

The safe can fit into a cabinet, inside a closet, or be placed on a shelf. It’s 50 pounds and can be bolted to the floor or wall if needed. It’s convenient.

 

Specifically, the Protex Drawer Safe DRW-23 has a thick solid steel-plate door, two motorized active chrome locking bolts, and a programmable digital electronic keypad. Operating on 4 “AA” batteries, the safe comes with a mechanical key override should the code get forgotten or the batteries run out. The exterior is a powder coat finish and the velvet interior includes dividers. It’s a well-made safe, worthy of storing your valuables.

 

Value Safes of Port Charlotte, Florida, is a family-owned business that ships direct from manufacturers to you. To ask any questions about the Protex Drawer Safe DRW-23 or safes in general, email sam@valuesafes.com or call 1-877-629-6214.

 

 

Ways to Prevent Home Burglaries

One of the easiest crimes to prevent is a burglary. Though it may be difficult to know of or to prevent the trespassing of an individual, you are the one who can control the safety of your valuables. Depending on your neighborhood, having a safe to secure your valuable belongings can quite possibly be a necessity. But, surprises are thrown at us all the time; even the safest houses and neighborhoods can suffer from burglaries from time to time.

 

 

Another way that your goods and valuables may be stolen or destroyed is by natural disasters, house fires, or floods. By keeping your most valuable goods in a safe place, you can prevent them from being burned in a fire, soaked in a flood, or being lost with debris during storms, tornadoes, or hurricanes. Why chance it?

 

Some of the Most Common Stolen Items from Homes:

  •   Money
  •   Precious jewelry and expensive metals, plaques, or trophies
  •   Expensive office equipment
  •   Firearms
  •   Medications
  •   Cell phones, laptops, tablets

 

Can you imagine having any of these items stolen from your possession in the blink of an eye? Why take the risk, invest in a safe today.

 

Value Safes, Inc. is a company that specializes in keeping their customer’s items safe. Offering safety and security containers and storage of all different sizes, shapes, and protection intensity, this company has something for keeping your valuables safe. Not all safes are what you probably think – large, difficult for even the owner to unlock, and spacious. With Value Safes, you can choose from a selection of safes and storages of all different sizes that will fit into any nook or cranny in your house. Also offered are safes that are fireproof, waterproof, and humidity proof to secure any perishable belongings.

Six Types of Important Documents You Could Lose In A Fire [Infographic]

 

If you’re one of the many children who sat through fire-safety demonstrations back in grade school, you probably remember lying awake at night, petrified with the fear of your home catching fire. As adults, we worry in a different way, by making sure we’re prepared with fire alarms and exit plans that ensure our family’s safety. But one thing we don’t think about enough are the documents that are very difficult or even impossible to replace in the case of a fire. Here are six types of documents that you might think about protecting with a fireproof filing cabinet or safe.

 

Government Issued

While losing a passport, birth certificate, marriage certificate, or social security card might not be the end of the world, these government issued documents can be tough—and sometimes very expensive—to replace. You probably don’t need to use them very often, so why not keep them in a safe place?

 

Sentimental Keepsakes

This category could entail very different things for different people. Maybe you have the original copy of a picture of your grandfather serving his country, or a lovely poem written by your spouse back in high school. These are the types of items that can truly never be replaced and are absolutely devastating to lose.

 

Worst-Case

We don’t mean to get all doom-and-gloomy, but house fires are dangerous, and there’s always a chance that someone won’t make it out. That’s why it’s important to have a will stored safely, as well as any advance directives and powers of attorney. Remember to check with your state laws to see exactly how you should prepare for the worst.

 

Contracts

Did your neighbor loan you a llama a few years back? Are your friends legally obligated to pay your bar tab every time you’re together? Good luck proving it without a legal contract, especially when they validate less ridiculous deals than these.

 

Property

It’s important to have proof of what you own, especially if most of it has burned to ashes in a fire. While deeds and titles should be your first priority, a home inventory can be a lifesaver when dealing with insurance companies in the wake of a fire.

 

Digital

Some might say, “Who keeps paper documents anymore? All my stuff is backed up on this tiny thumb drive.” We’ll see how well that miracle of modern technology stands up to scorching flames. It’s great that we can back up a bunch of our stuff digitally, but the backup still needs to be protected.

 

To save yourself the extra headache if and when a disastrous fire strikes, order a fireproof safe or filing cabinet from ValueSafeInc.com today.

 

As well, below is an infographic of tips on how you can prevent residential fires.

 

Residential Fire Protection

How Data Safes Can be Beneficial to Your Business

Important files, client records, money, and extensive data are all items that, if lost, could be tragic to both the business and clients. These objects or pieces of information could easily go missing, get stolen, or ruined if they are not kept safe. Introducing a safe to your business could help all of these problems go away. In a safe, the important things could be stored, so that they won’t be exposed to water or fire, and they will be kept safe so that only the hands that are supposed to be on them will be. Examples of these important items include: wills, housing abstracts, passports, stocks and bonds, and trademark/copyright paperwork.

 

In regards to a business, the employees, managers, and especially people higher up in the chain are usually responsible for client and customer information, files, and paperwork specific to the business. Clients expect you to keep their important things safe and secure while in your hands. Depending on the business, the client’s life could be in your hands. Why take the risk of having lost, stolen, or damaged files, items, or information? Get your company a safe today.

 

Value Safes is a company that specializes in safety hardware, machines, and vaults. This company has any kind of safe that can be tailored to fit your needs. Value Safes has vaults that protect the contents from outside troubles such as fire, water, humidity, and theft. Having everything from a fire-protected media safe to a high security floor safe, Value Safes has got you covered. No matter the size, shape, or level of importance, you will be sure to find a safe that fits your needs with Value Safes. Always offering the lowest prices and a 100% Lifetime Fire Warranty, Value Safes is the way to go.

 

 

 

Why Should All Hotels Have Safes Available to Their Customers?

Staying in a hotel is like staying in a home away from home. It’s where you sleep, wash up, relax, get ready for the day, and sometimes eat. So, when you stay at a hotel, you want all of the amenities that your home offers: coziness, cleanliness, and safety. Out of the three, the main component of your stay that is difficult to change yourself is the safety of you, your family, and your belongings. Is the hotel in a safe location? Do your doors have a reliable lock? Is there a safe for all of your valuable belongings?

 

Most hotels provide their customers with the things they need to stay safe: peep holes in the doors, at least one lock for the door, and sometimes even a safe for the customer’s belongings. Depending on the occasion, customers may bring expensive items along with them on their travels. For example, if a family is traveling to watch another family member or friends get married, they may be carrying expensive gifts, jewelry, or clothing with them. Or, if a couple is on vacation, they may have a lot of money traveling with them. Hotel rooms that are equipped with safes help customers to feel safer and at ease knowing that their treasured belongings are safe as well.

 

Value Safes, Inc. is a company that offers a diverse array of safes, locks, and services for both. Having experience is a plethora of locks and safes, Value Safes, Inc. knows a protective safe versus a weak safe, how to unlock small locks for people’s homes or even small items, to industrial sized locks for commercial businesses. With such expertise in these areas, Value Safes, Inc. could easily equip you or your business with trusty locks or safes to fit your needs.

 

 

Ways to Prevent a Residential Burglary [Infographic]

 

Protecting your home can be one of the hardest jobs to perfect. Your house holds some, if not all of your most prized possessions such as the stash of money you have saved for years, your family’s heirlooms, jewelry, expensive technology and most importantly, your family. Although it may not seem to be an extremely common occurrence, residential burglaries actually happen about every 15 seconds and over 5,400 burglaries happen per day. Even if you believe that you are living in a safe community, a burglary can happen to anyone at any time. There are many safety precautions that you can take in order to keep your home and your belongings safe from being stolen or damaged.

 

Don’t be a show off – if you leave certain belongings that can be seen from pedestrians and drivers outside your house, they are now knowledgeable of some of the things you own, and possibly a perception that you may own other particular items. This can be dangerous because it may:

o   Draw attention and lure others to your property

o   Lead others to suspect you of owning valuable items

o   If the item is in an open space, a passerby may easily snatch it up and take it with them

 

Leave lights on – If burglars believe that someone is home, they are less likely to approach the property or the house. Leaving the lights on is one of the most common signs of making it known to others that somebody is home in the household.

 

  • Another way to “trick” burglars is to place a home security sign in plain sight in your yard so that they think it will be difficult to enter into your home.

 

Be careful where you leave your spare key – The best option would be to not leave a spare key around the outskirts of your home, but if it’s a must for your household, make sure it is hidden very well. Place it in a space that only you and your family members are aware of and can find. Make sure you don’t make it obvious when grabbing your spare key from the hidden place because people walking or driving by may pick up on your secret location.

 

Make arrangements when you leave town – If you are planning to leave for an extended period of time or even just a few days, make your trusted neighbors, friends, or family aware, so that they can periodically check on your home to make sure all is well.

 

  • Have somebody collect your mail or have your post office stop your mail while you are away. If a burglar notices that mail is piling up in your mailbox that is an instant notification that nobody is home.

 

Though sometimes burglaries are unable to be stopped, you can help lessen the effects of the occurrence by taking precautions. One of the safest and most helpful in protecting your treasured items is a value safe. Value Safes Inc. is a company that specializes in all different strengths and sizes of safes. Since this is a family run business, they know the importance of home safety and the significance of up keeping a home in a safe manner. Value Safes Inc. offers a large variety of quality safes for any of your personal belongings that need to be kept safe and stowed away.

 

How Bad is Burglary in the US?

 

 

Top 5 Reasons to Invest in a Safe

If you keep abreast of what’s happening in the world today, the news is dire. From natural disasters to civil unrest, we are living in dangerous times. Add to that what you see on your daily newscasts: burglaries, fires and floods happen all too often, and though the chances that you won’t have to personally deal with those situations is slim, there’s always the potential for bad things to occur.

 

Here are 5 reasons why you should store your important papers, cash, cards/passports/passwords, jewelry and other items in a strong, durable safe:

 

5) A safe is the safest place to put all your most important paperwork together in one place. Rather than have to look through several folders, cabinets and storage spaces in your home to find your birth certificate, savings bonds, and/or life insurance policy, putting all your vital records in one safe makes them easy and quick to find. Organized people– and those who want to be more organized– truly benefit from having a safe to place all their important paperwork together in one place.

 

4) Some safes are conveniently portable. You can move them as needed, away from flood waters or fires in the home if there’s time to do so. Think about it this way: if you woke up to smoke in your bedroom and had to get out of the house in 5 minutes, wouldn’t you like to know your most vital papers and items are all in a safe you can pick up and rush out of the house with? Yes!Safes

 

3) Other safes are not easily moved, and this is a good thing if thieves break into your home looking to steal stuff– they can’t take what they can’t easily access. Did you know, by the way, that a burglary occurs approximately every 15 seconds in the United States and, on average, results in a dollar loss of about $1,600? Furthermore, only about 15 percent of stolen property gets recovered by police. Thus, it’s better to be “safe” than sorry, right?

 

2) Many safes are fireproof and can withstand extremely hot temperatures, saving your paperwork, computer discs, microfilm or any other form of media from burning up or melting into oblivion. Do you have important family photographs you don’t want to lose? Store them in a fireproof safe “just in case” there’s ever a fire at your home. Same goes for paperwork like estate-planning documents, stock certificates and other papers you want to protect from fires. Did you know that The National Fire Protection Association says that during an average lifetime, there’s a one in four chance of experiencing a household fire large enough to warrant calling the fire department? Keep important stuff in a fireproof safe.

 

1) Safes are generally water resistant or waterproof. Therefore, if a fire (or flood) occurred, and any paperwork not stored in a safe got ruined by water, having items in a safe that weren’t ruined by water could be a godsend during the aftermath when you need to show those papers to others to get your life back in order.

 

When you’re ready to buy a safe, don’t hesitate to call Value Safes at 1-877-629-6214 for help in choosing the one that best meets your needs.

 

Stay Cool and Protected with Dehumidifiers

Hazy, hot and humid are the signature signs of summer. With the warm weather on its way, now is the time to start planning how to stay cool. One thing that most people don’t consider is the importance of having a dehumidifier, not only combat humidity, but also to protect your home or business and your belongings from moisture damage.

 

High levels of humidity can create a sticky environment due to the excess levels of moisture in the air. This additional dampness to the air does more than just create an uncomfortable environment for people, however. As temperatures fluctuate or the air comes in contact with colder surfaces, this moisture can condense into water in much the same way that steam fogs up the bathroom mirror after your morning shower.

 

This dampness can wreak havoc on many components in your home, and is particularly problematic in basements, leading to bacterial and fungal growth, corrosion of pipes and metal surfaces – like many safes and storage cabinets – over time, and creating a suitable environment for microorganisms to thrive. It can also create shorts and damaging surges in electrical lines and powered equipment if left unchecked, not to mention warp and swell wooden surfaces and furniture and hasten the aging, yellowing and degradation of documents and photos.

 

Use of a dehumidifier helps to pull the moisture out of the air and condense it inside the unit, removing it from the ambient air in your home and business and creating a more comfortable and healthy feeling inside. Most newer models can be set using a humidistat, which functions in a similar way as a thermostat to keep moisture levels at a desired setting. This helps to keep your home or office consistently protected from excess humidity, and prevent a constantly running dehumidifier from creating an equally uncomfortable overly arid environment.

 

ValueSafes offers of dehumidifiers to keep you and your belongings protected. For more information or help selecting the right solution for your home or business, give us a call today.

Load and Lock: The Importance of Gun Safes

Gun SafesMost firearm owners know the importance of safely handling and storing their guns, not to mention ensuring that they are out of the reach of children or others in the home who should not have access to firearms. Gun safes are great for maintaining a secure and protected location to keep your rifles, pistols and any ammunition or accessories.

 

Firearm safes have been around for many years as one of the most common methods of securing guns within a home or business. In addition to other locking devices, like trigger locks and loading indicators, safes prevent unintentional tampering or access by children by keeping your guns not only out of their sight, but also out of their reach.

 

In fact, gun safes are one of the best ways to remain in compliance with the law in some states. In Massachusetts, firearms must always be kept in either a sealed and locked container or outfitted with a tamper-resistant locking mechanism, according to the Law Center to Prevent Gun Violence. In addition, California, Connecticut and New York also mandate locks in certain circumstances, such as during sales or if cohabitating with individuals with a criminal record or history of mental health. Seven other states also require locks in sales situations.

 

Gun safes also generally are large enough to accommodate any extra ammunition that you may have. While most people think that locking up a gun is sufficient, if a child gets access to live rounds, they may inadvertently set it off, which could result in a tragic accident. Securing your ammunition with your gun keeps them both secure, and offers the added bonus of allowing you to keep everything you need for enjoyment of your firearm in one convenient place.

 

Many safes are also capable of holding additional paperwork or valuables, making them a great option for keeping treasured items and any important documents for your firearm, your business or even your personal information. Value Safes carries a great selection of Winchester gun safes to keep your firearms. Available in a range of colors, styles and sizes, you’re sure to find the perfect option for your home. Take a look at our inventory, or give us a call today for more information.